Angela James,
Managing Director & Financial Planner

There are many people now choosing to work for themselves, either on a self-employed basis, as contractors or running their own businesses. Whether you are just making the decision to take this leap or have done so successfully for many years; those that have chosen this path will know it rarely gives you an opportunity to plan for your own personal finances, particularly when it comes to tax efficiencies, your family financial needs or giving some thought to when you may no longer want to work so hard and eventually retire in the future.

Angela James,
Managing Director & Financial Planner

Our Service

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At Yolo Wealth we completely understand the time pressures you’re under, and we’ve worked hard to design a service that’s built around you and the way you work, so that we can take the hassle out of financial planning:

We offer a national service, providing advice over the phone or via video conference. We can fit these around your meetings, work schedule, lunch break or commute, helping you to be efficient with your time.

Our meetings are designed to be shorter and more focussed as we work with you to do more background preparation offline. Traditional wealth advisory services are typically face to face, involving lengthy meetings and taking valuable time out of your busy schedule.

We’ve embraced technology in order to be as paperless as possible, providing you with a dedicated client portal, where you can see everything in one place. We are also conscious of our carbon footprint, we only use recycled products and print only when necessary.

Our adviser has over 14 years experience in advising the self-employed, contractors and company directors. All our adviser is highly qualified and on the FCA register. We are passionate about learning and development.

Unlike a typical advisory firm, we proactively remind you and help you to prepare for all key milestones relevant and important to you. We will also manage your reviews reminding you that your meetings with your adviser are due, so you don’t have to remember.

Whilst most advisers will charge you a percentage of your portfolio value every year, we have designed a service at fixed costs with varying options depending on your needs, based on where your business is on its journey.

Enquire Now

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Please send us your enquiry and we’ll contact you shortly.

Case Studies

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These case studies are for illustrative purposes only and do not constitute advice.

Interim Finance Director

Martin had a long and established employed career in finance, having spent several years overseas. When he returned to the UK he chose to move into the interim finance space. Given his career to date, he had a mixture of frozen pensions and an investment bond that was no longer relevant (given he had returned to the UK as a higher rate tax payer).

We switched some of his pensions to reduce his admin burden and making contributions moving forward from his limited company, taking advantage of all the tax allowances available. We also advised him on reinvesting his bond in a more tax efficient way.

He was delighted with this slick and efficient process, as he had not had to attend long meetings and take time out (avoiding loss of income as he was on a daily rate).

Financial Services Company Director

Upon review of Susan’s pension, we identified it was already over its lifetime allowance, meaning that any new monies put into that pension would have been taxed (as much as 55% at retirement).

We looked at other forms of investment to meet her retirement needs, and also applied to HMRC for protection on the pension on some of the excess, saving a future tax bill of c. £250,000.

Management consultant working on multiple contracts

Stephen is a long term established contractor, contracting through a limited company. Keen to retire early, he wanted to maximise his allowances every year.

Like a lot of contractors working on multiple contracts, he would often have to wait quite a long time before being paid, so we worked with him to adjust his contributions, as and when needed. We also proactively reminded him regularly during the year to ensure he made up any contributions that he missed throughout the year.

This was extremely valuable to him because once a tax year has ended, there is no guarantee you can make up the contributions.

Reviews and Ratings for Financial adviser Angela James, Southampton

Client Reviews

You can read more reviews from our clients on the VouchedFor website.

If you are unhappy with our service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:
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‍Quilter FinancialPlanning Complaints Department
‍Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY
Email: QFPcomplaints@quilter.com
Tel: 0191 241 0700

You can find more information by visiting the Quilter Financial Planning website:
http://www.quilterfinancialplanning.co.uk/contacts/
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If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk)

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Our Service

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Case Studies

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Client Reviews

If you are unhappy with our service