Management consultant working on multiple contracts
Stephen is a long term established contractor, contracting through a limited company. Keen to retire early, he wanted to maximise his allowances every year.
Like a lot of contractors working on multiple contracts, he would often have to wait quite a long time before being paid, so we worked with him to adjust his contributions, as and when needed. We also proactively reminded him regularly during the year to ensure he made up any contributions that he missed throughout the year.
This was extremely valuable to him because once a tax year has ended, there is no guarantee you can make up the contributions.