There are many people now choosing to work for themselves, either on a self-employed basis, as contractors or running their own businesses. Whether you are just making the decision to take this leap or have done so successfully for many years; those that have chosen this path will know it rarely gives you an opportunity to plan for your own personal finances, particularly when it comes to tax efficiencies, your family financial needs or giving some thought to when you may no longer want to work so hard and eventually retire in the future.
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